Protect yourself against ID theft with a Thumbprint Pad

Thumbs Up to this identity theft protection method – it’s permanent and costs less than £5

ID theft is soaring in Britain with many victims having loans and credit taken out in their name: the Thumbprint Pad process can stop you being the next victim.

Using the inkless thumbprint pad, you add your thumbprint to your credit file, which is checked by all banks and lenders when you (or someone else trying to steal your identity) apply for credit. If anyone applies for a loan or credit in your name without submitting a thumbprint, the application will be refused.

If a print is submitted and an application granted, you can prove without doubt the print is not yours and you will not be liable. The fraudster’s print can be given to the police.

Adding your thumbprint to your own credit file will help protect your identity and your credit rating

Here’s what you need to do.

1) Write a notice of correction

This is a legal notice which lenders must act upon when they check your file. This should say:

Please add the following Notice of Correction to my credit file.

I (your name) of (your address) declare that when my signature is required for any financial product or service I will authenticate it with my thumbprint. Failure by me to comply with this direction should result in the service or product being withheld.

Any application without a thumbprint should be considered fraudulent. I will inform you in writing, signed and thumbprinted, of any changes to this Notice of Correction.

2) Sign and thumbprint 3 copies of the Notice of Correction

Sign and thumbprint each letter by placing your thumb on the inkless pad and applying a little gentle pressure, then transfer your thumbprint to the Notice of Correction.

The Notice must contain your title, name, surname, date of birth, current address and postcode, and previous addresses.

3) Send copies to the major UK credit reference agencies:

1. Callcredit plc, Consumer Service Team, PO Box 491, Leeds, LSS3 1WZ.
2. Equifax Limited, Credit File Advice Centre, PO Box 1140, Bradford, BD1 5US
3. Experian Limited, Consumer Help Service, PO Box 8000, Nottingham, NG80 7WF

If a print is submitted and an application granted, you can prove without doubt the print is not yours and you will not be liable. The fraudster’s print can be given to the police.

This covers all application methods, including telephone and internet applications.